Travel Insurance

2 March
Today we were not too busy, in fact we were trying to think of something to do. Carroll suggested we visit out long time Travel friends , Otto and Edna who we met in MX several years ago and have stayed in close contact ever since.  They are from Armstrong, BC and are in an RV Park a few miles away. I open the computer to see if they were on Skype and if so I would call them to see if they were around. Unfortunately the msg read that Otto slipped and hurt his back and had to fly home.


We were shocked and  actually thought the msg meant he was going to fly home and have his MH returned by the Insurance company so we immediately drove over to their Park. However, we learned that they had flew home on Monday as requested by the Medical Insurance company.
Apparently Otto's injury was to a vertebra or two and of course the Insurance company insisted he return to BC where the cost would be on BC Health Care not on theirs.  Hopefully the cost to return his  MH is covered by his Travel Insurance.
We all have extra but over priced Travel Insurance but we never know for such if we are covered. We have been told that once you need your Travel Insurance the company goes thru you medical history and if you forgot to tell them about some medical history from years ago they can and will disqualify your claim. We did hear of a couple who were saddled with a bill for 140,000.00 do to misunderstanding on the application.
Otto has advised us that his back will heal in Time and he does not require surgery. cheers